insurance

Mr Quoter-vator Joined: 16 Feb 2004 Posts: 7405

any good tips for having a second car insured for as cheap as possible?

limited milage?
weekend only?
classic car insurance?
swap between one and the other so u r only insured to drive one at any one time?

ideally i wud like both cars available...i dont want to have to choose between them ie which to get rid of...

Forum Moderator Joined: 02 Mar 2004 Posts: 19978

limited mileage is the only way you'll go.

Its a very grey area of insurance here.

Classic the car is not eligable for it.

Site Subscriber Joined: 13 Oct 2004 Posts: 4722

cant you insure the car for a limied time..like 3 months..?

depends on when you want to drive it tho, if its just for summer etc..

wold mean yuo could have both cars available tho..

just a thought.

Site Subscriber Joined: 24 Apr 2004 Posts: 318

I've never understood how insurance works for two cars.
If they are insured by the same company how can they justify charging twice as much for two cars - you can only drive one at a time!
ok so it might get stolen while parked but surley the risk of a crash is much grater than it being broken into
If you've only third party you shoud be able to insure as many cars as you like for no greater cost as long as you are the only driver Evil or Very Mad

These insurance companies just try and screw as much out of you as they can get away with Evil or Very Mad

Forum Moderator Joined: 18 Feb 2004 Posts: 7432

i think i read somewhere you can get a 'modern classic' policy which allows limited mileage etc.

Mr Quoter-vator Joined: 16 Feb 2004 Posts: 7405

well i know someone who got a scirocco on classic car insurance...surely thats no more a classic than a 19?

il look into limited milage....how strict are they about the milages?

Forum Moderator Joined: 02 Mar 2004 Posts: 19978

age dependant

Mr Quoter-vator Joined: 16 Feb 2004 Posts: 7405

eh? what is?

Forum Moderator Joined: 02 Mar 2004 Posts: 19978

a 13 year old 19 is not old enough to be a classic where as a 20 year old scirroco is.

Mr Quoter-vator Joined: 16 Feb 2004 Posts: 7405

oh i see what u mean....well it certainly wasnt a 20 yr ol one...prolly a G i think. but he was always clever at scheming things like that. ill ask him...

Site Subscriber Joined: 02 Oct 2004 Posts: 1575

its a bloody nightmere I had to setup another policy for my 5 its been running so long now its got full no claims!!! you have to be very carefull with the six months on the road and six month garage policy as I found out. a lot of insurance companys say they can do it but what they do is insure you for 3/6 months on the road then cancel the policy losing any ncd and then give you a garage policy!!! like i said its a nightmere good like JB Very Happy

Mr Quoter-vator Joined: 16 Feb 2004 Posts: 7405

have to try and find a limited milage one...

my mate got his scirocco ('90) on classic limited milage fully comp for 250!

i tried an online quote with same comapny and it came up with 1200...for less than 5000miles a yr with a 150quid car??? i think thats gone wrong. lol

Site Subscriber Joined: 10 Jun 2004 Posts: 2317

What company was that with JB?

Mr Quoter-vator Joined: 16 Feb 2004 Posts: 7405

firebond.com i believe.

lol i did the usual elephant.co.uk test as i do many times (see what it would cost on silly cars) and i was surprised to get a phone call from them asking if i wanted the quote etc.....

must have filled in my REAL number instead of a phoney (no pun) one....i wonder how many ppl they pay to go chasing up all the bored ppl who just go on it to get quotes for fun