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 Insurance
Author Message
Sic Puppy
Site Subscriber

Joined: 01 Feb 2005
Posts: 728

Posted: Thu Mar 02, 2006 1:53 pm

Just got a few quotes for my TD. I have to say it's modified as it has Leather and Alloys which wern't standard at time of purchse so got quoted £516 fully comp. With protected 4 years NCB!

What a friggin' rip off. I'm 25 and the bloody car is a Group 9 for God's sake!

That was the cheapest BTW! Would have been £424 if I hadn't protected my NCB.
Chris H
Forum Moderator

Joined: 02 Mar 2004
Posts: 19978

Posted: Thu Mar 02, 2006 1:56 pm

leather was an option, dunno what alloys you have but they were an option so theres no need to tell if its ren stuff.
Sic Puppy
Site Subscriber

Joined: 01 Feb 2005
Posts: 728

Posted: Thu Mar 02, 2006 1:58 pm

Just got 16V wheels. Morethan are the only ones that say that I don't need to tell them as it don't cahnge the acelleration or top speed. Everyone else says it's a modification and would invalidate it if I don't disclose it!
Chris H
Forum Moderator

Joined: 02 Mar 2004
Posts: 19978

Posted: Thu Mar 02, 2006 2:01 pm

well everyone else is talking pish as they were options. No need to declare it.

no one else runs through the options list when they get the car insured!
JB
Mr Quoter-vator

Joined: 16 Feb 2004
Posts: 7405

Posted: Thu Mar 02, 2006 2:03 pm

that is expensive...im paying half that on the valver...and i'm the same age.
Sic Puppy
Site Subscriber

Joined: 01 Feb 2005
Posts: 728

Posted: Thu Mar 02, 2006 2:06 pm

Who are you using JB? I do live in a Crime pit shitehole town however Very Happy
JB
Mr Quoter-vator

Joined: 16 Feb 2004
Posts: 7405

Posted: Thu Mar 02, 2006 2:08 pm

www.confused.com
Sic Puppy
Site Subscriber

Joined: 01 Feb 2005
Posts: 728

Posted: Thu Mar 02, 2006 2:20 pm

What are modifications?
These are any changes or factory-fitted optional extras which have been added to the vehicle and is not part of the standard vehicle specification. This would include such things as: alloy wheels / spoilers / engine modifications.

These are the prices without mods. Still expensive I think.
Image
Chris H
Forum Moderator

Joined: 02 Mar 2004
Posts: 19978

Posted: Thu Mar 02, 2006 2:22 pm

well the sunroof on all models and leccy windows, central locking was an electrics pack option.

The adjustable steering column and lumbar supports were part of the comfort pack

etc etc
Sic Puppy
Site Subscriber

Joined: 01 Feb 2005
Posts: 728

Posted: Thu Mar 02, 2006 2:25 pm

LOL I never knew that. Will have to ring them back and get a re-quote.

It just sounds like a clause that thay can use to get out of paying out.
"Ah you've got the comfort pack....I'm afraid that invalidates your insurance!"
Chris H
Forum Moderator

Joined: 02 Mar 2004
Posts: 19978

Posted: Thu Mar 02, 2006 2:26 pm

my mum had an issue and the 1.4 has 16V everything interior wise apart from dash, nothing was said! lol
Sic Puppy
Site Subscriber

Joined: 01 Feb 2005
Posts: 728

Posted: Thu Mar 02, 2006 2:27 pm

Cool. OK. Cheers for that info will get the quote changed Very Happy
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